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Under the Affordable Care Act, the health insurance plans that qualify as minimum essential coverage may be purchased on the state-based and federally facilitated exchanges, which the government calls the Health Insurance Marketplace. But did you know you can shop elsewhere? READ MORE >>

Health insurance can seem like an unnecessary financial burden. You’re healthy. You’re not old enough to worry about things like back pain. Your health-care costs consist of that one time your mom finally convinced you to go to the doctor for antibiotics because you caught a virus. READ MORE >>

1. Am I required to offer health insurance?  No. Small businesses with fewer than 50 employees are not required to offer health insurance under the new legislation. 2. Will I be penalized for not offering insurance to my employees?  No. READ MORE >>

Affordable Care Act Enrollment Tips: Qualifying Life Events The initial open enrollment period in the Health Insurance Marketplace closed on March 31, 2014 and the next open enrollment period will be between November 15, 2014 and February 15, 2015. READ MORE >>

With the deadline now past to sign up for coverage under the nation's new health care law, there's one last resort for the millions of uninsured: short-term health insurance. Insurance providers are now shifting their sales pitches to such Band-Aid policies, which health care experts agree are better than nothing but come with a litany of caveats. READ MORE >>

The Affordable Care Act brought health insurance to the forefront of the public's collective consciousness, but that doesn't mean we're necessarily any smarter about how we use our policies. Everyone who has health insurance, whether it's from a private or government marketplace, should take care to avoid these common missteps. READ MORE >>

Diabetics beware. Your insurance company is looking for you. As hundreds of thousands of diabetics get health coverage under the federal law, insurance companies are aggressively targeting this glut of new patients, who are expensive to treat and often lax in taking medications and following their diet. READ MORE >>

With the ObamaCare enrollment deadline in the rearview for most, the IRS is preparing for the next step -- tracking and penalizing those who choose not, or cannot afford, to buy approved health insurance.  How aggressive the agency will be in pursuing those fines, though, is an open question. READ MORE >>

I have been waiting to hear back from Medicaid for months, doing my best to remain uninjured until my coverage begins. In the meantime, the following household activities are clearly far too dangerous, so if you need a light bulb changed or a glass washed, I'm sorry but I'm unable to help.. READ MORE >>

Dear Insurance Adviser, I have had great health insurance for more than 30 years. The policy will expire in six months, and I will have to look for a new one. What should I do right now to take advantage of any elements in my existing health insurance that I might not get with my new one? -Geri READ MORE >>

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