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US Benefit Solutions Blog: 4_2014

View the latest blog posts from US Benefit Solutions.

Pay Your Premium Every Month The premium is the amount of money you pay to your health insurance company each month. You have to pay your first premium by a certain date in order for your coverage to start, and you have to pay your premium every month by a certain date in order to keep your health plan. READ MORE >>

I'm a pretty risk-averse person. When I went to Las Vegas, the most I was willing to gamble was a roll of quarters at the slot machines. I've always had car insurance, just in case. I buy AAA coverage too, 'cause you never know. And I've always had health insurance. My friend Joe, on the other hand, is far more comfortable with risk. READ MORE >>

High-deductible health plans have become more common in recent years, and continue to grow rapidly. But according to the American Academy of Pediatrics (AAP), these plans can be a bad choice for children. In a new policy statement, “High-Deductible Health Plans,” in the May 2014 Pedia... READ MORE >>

The Obama administration has begun a wide-ranging search for companies to run the online federal health insurance exchange, seeking new talent to prevent a repeat of problems that immobilized the website last fall. READ MORE >>

Health insurance can seem like an unnecessary financial burden. You’re healthy. You’re not old enough to worry about things like back pain. Your health-care costs consist of that one time your mom finally convinced you to go to the doctor for antibiotics because you caught a virus. READ MORE >>

1. Am I required to offer health insurance?  No. Small businesses with fewer than 50 employees are not required to offer health insurance under the new legislation. 2. Will I be penalized for not offering insurance to my employees?  No. READ MORE >>

Affordable Care Act Enrollment Tips: Qualifying Life Events The initial open enrollment period in the Health Insurance Marketplace closed on March 31, 2014 and the next open enrollment period will be between November 15, 2014 and February 15, 2015. READ MORE >>

With the deadline now past to sign up for coverage under the nation's new health care law, there's one last resort for the millions of uninsured: short-term health insurance. Insurance providers are now shifting their sales pitches to such Band-Aid policies, which health care experts agree are better than nothing but come with a litany of caveats. READ MORE >>

The Affordable Care Act brought health insurance to the forefront of the public's collective consciousness, but that doesn't mean we're necessarily any smarter about how we use our policies. Everyone who has health insurance, whether it's from a private or government marketplace, should take care to avoid these common missteps. READ MORE >>

Diabetics beware. Your insurance company is looking for you. As hundreds of thousands of diabetics get health coverage under the federal law, insurance companies are aggressively targeting this glut of new patients, who are expensive to treat and often lax in taking medications and following their diet. READ MORE >>

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