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Short Term Major Medical Health Insurance Quote Forms

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Short Term Major Medical | National Congress of Employers

Just because you don’t have health insurance right now doesn’t mean you may not have health problems. Short-Term Medical (STM) insurance allows you and your family to purchase quality, affordable major medical coverage on a temporary basis. Coverage is provided for physician services, surgery, outpatient and inpatient care.

 


Who needs this type of coverage?

Short Term Medical Insurance is an ideal, affordable type of medical insurance for those who are: unemployed, self-employed, in between jobs, recent college graduates, in need of an alternative to COBRA. You will see that this coverage provides many special and unique coverage features while maintaining a very competitive premium structure.

Who qualifies for STM?

Short-Term Medical is offered to members of Communicating for America*, their spouses under 65 and eligible dependents under age 26 who have a social security number and can answer 'no' to the health questions on the application. Child-only coverage is available for ages 2 through 18.

Who is the Insurance Company?

Unified Life Insurance Company has a Best’s rating of B++(Good).
A.M. Best ratings range from A++ to D.

Who is the Administrator?

National Congress of Employers, Inc. (NCE) is a fully licensed, full service Third Party Administrator servicing business worldwide. NCE provides state of the art industry leading insurance services.

Why buy from us?

NCE has provided innovative health care solutions for over 60 years, meeting the needs of our customers with integrity, creativity and value. We strive to provide the best possible insurance coverage in a cost effective manner.

NCE is a customer-driven company differentiating itself through knowledge and experience. We, in conjunction with our trusted insurance carriers and licensed agents, share a mutual desire to provide important benefits to our customers and to meet their needs in an innovative, hassle-free manner.

NCE has a professional team of customer support, marketing, underwriting, claims and compliance specialists. State-of-the-art computer systems and reporting capabilities allow NCE to provide superior service and flexibility to agent distributors and clients. Licensed and approved nationally, NCE has always met or exceeded all state-mandated requirements including financial security, surety bonds, insurance coverage, and licensing.


   

   |     NCE Premier Short Term Medical Plan  |    



 

 



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