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Short Term Major Medical Health Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Short Term Major Medical | Health Insurance Innovations Information

Health Insurance Innovations, Inc. (HII) - (NASDAQ: HIIQ), is a leading developer and administrator of affordable, web-based individual health insurance plans and ancillary products. HII integrates its third-generation experience, diverse range of products and its cloud-based, proprietary technology platform, establishing the business as a member of the vanguard of Managing Underwriters, Third-Party Administrators, and Active Insurance Technology companies.

As pioneers of the “Quote, Buy, and Print” model of online insurance sales, we have simplified the application process via direct electronic communication with carriers, enabling licensed agents to provide savvy consumers with convenient access to insurance products and lifestyle benefits backed by the best-in-class carriers with whom we have nurtured long-standing relationships.
At HII, we value the lessons we learn from the public whose interests we serve, and our experience shapes the innovative products and services we will continue to create for today, tomorrow, and beyond.


How do I figure out what I need and where do I start?

First, Select Your Coverage Period:
  • Single Payment
    This option is ideal if you know the exact number of days you need coverage. The minimum number of days you may apply for coverage is 30 days; the maximum is 180 days. Pay now for the number of days you will need STM coverage. If you need a longer coverage period, select monthly pay, where you will have the option of up to 12 months of coverage in select states. We accept payment by Visa, MasterCard, or Bank Draft.
  • Monthly Pay
    This option is ideal if you are unsure how long coverage is needed. This "pay as you go" option gives you the flexibility to continue coverage for as long as it's needed, or you can stop payments to discontinue the plan once your temporary need ends. You can select coverage maximums of up to 6 or 12 months, depending on which state you reside in. We accept automatic monthly payments by Visa, MasterCard, or Bank Draft.
Then, based on your lifestyle needs and budget, select one from each of the following:
  • Deductible: $250, $500, $1,000, $2,500, $5,000 or $7,500
    The selected deductible must be paid by each Covered Person before Coinsurance benefits are payable. (After 3 individuals meet their deductible, the deductible is deemed satisfied for any remaining covered individuals.)
  • Coinsurance Percentage: 80/20 or 50/50
    Your selection of a Coinsurance Percentage represents the percent of covered expenses that we pay and that you pay*, after the deductible has been satisfied, up to the Coinsurance Maximum. (After 3 individuals have met their deductible, the deductible is deemed satisfied for any remaining covered individuals.)
  • Coinsurance Maximum: $5,000
    Once you've reached your Coinsurance Maximum of $5,000 (based on your selection), we pay 100%* up to the $2,000,000 Lifetime Maximum. For example, if your coinsurance is 80/20, you pay 20%* of the next $5,000 in covered charges ($1,000 out-of-pocket plus deductible). Then we pay at 100%* up to the Lifetime Maximum.
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Exclusive features include:
Brochure

  • Up to $2,000,000 Lifetime Maximum per Covered Person
  • Choice of Coverage Periods of up to 6 months or 11 months (Coverage periods of greater than 6 months are not available in all states)
  • Urgent Care Center - Deductible waived, $50 Co-payment, after which coinsurance applies
  • Choice of deductibles - $250, $500, $1,000, $2,500, $5,000, $7,500
  • Coinsurance options of 80% or 50% up to $5,000
  • Freedom to choose any doctor or hospital
  • Child Only Coverage available - minimum age two years old
  • Choose to pay premiums two convenient ways, in a single up-front payment for 30 to 337 days (up to 11 months, not available in all states), or pay by convenient monthly installments.

 


 

 


Get Started




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5100 NW 33 Ave.
Suite 140
Fort Lauderdale, FL 33309

888.959.3788
888.316.1913 fax
info@usbenefitsolutions.com


           
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